diff --git a/Cargo.lock b/Cargo.lock
index 0ce2a30..fec852a 100644
--- a/Cargo.lock
+++ b/Cargo.lock
@@ -539,6 +539,23 @@ dependencies = [
  "tracing-subscriber",
 ]
 
+[[package]]
+name = "kb-chunk"
+version = "0.1.0"
+dependencies = [
+ "anyhow",
+ "blake3",
+ "kb-config",
+ "kb-core",
+ "kb-normalize",
+ "kb-parse-md",
+ "serde",
+ "serde_json",
+ "serde_json_canonicalizer",
+ "time",
+ "tracing",
+]
+
 [[package]]
 name = "kb-cli"
 version = "0.1.0"
diff --git a/Cargo.toml b/Cargo.toml
index b5d4b57..b09dfed 100644
--- a/Cargo.toml
+++ b/Cargo.toml
@@ -7,6 +7,7 @@ members = [
     "crates/kb-source-fs",
     "crates/kb-parse-md",
     "crates/kb-normalize",
+    "crates/kb-chunk",
     "crates/kb-app",
     "crates/kb-cli",
 ]
diff --git a/crates/kb-chunk/Cargo.toml b/crates/kb-chunk/Cargo.toml
new file mode 100644
index 0000000..035a43d
--- /dev/null
+++ b/crates/kb-chunk/Cargo.toml
@@ -0,0 +1,28 @@
+[package]
+name          = "kb-chunk"
+version       = { workspace = true }
+edition       = { workspace = true }
+rust-version  = { workspace = true }
+license       = { workspace = true }
+repository    = { workspace = true }
+description   = "Chunkers that turn kb-core::CanonicalDocument into kb-core::Chunk batches (§3.5, §4.2, §7.2)"
+
+[dependencies]
+kb-core                    = { path = "../kb-core" }
+kb-config                  = { path = "../kb-config" }
+serde                      = { workspace = true }
+serde_json_canonicalizer   = "0.3"
+blake3                     = { workspace = true }
+anyhow                     = { workspace = true }
+tracing                    = { workspace = true }
+
+[dev-dependencies]
+# kb-parse-md / kb-normalize are dev-only — used by the snapshot integration
+# test to build a CanonicalDocument from a fixture Markdown file. Forbidden as
+# regular deps per design §8 (chunker consumes CanonicalDocument from kb-core
+# only); `cargo tree -p kb-chunk --depth 1` (default scope, excludes dev-deps)
+# confirms this.
+kb-parse-md     = { path = "../kb-parse-md" }
+kb-normalize    = { path = "../kb-normalize" }
+serde_json      = { workspace = true }
+time            = { workspace = true }
diff --git a/crates/kb-chunk/src/lib.rs b/crates/kb-chunk/src/lib.rs
new file mode 100644
index 0000000..4cff5f1
--- /dev/null
+++ b/crates/kb-chunk/src/lib.rs
@@ -0,0 +1,20 @@
+//! `kb-chunk` — chunkers that emit [`kb_core::Chunk`] batches.
+//!
+//! Per design §3.5 (Chunk), §4.2 (chunk_id recipe), §7.2 (`Chunker`
+//! trait), §0 Q3/§14 (chunking priority).
+//!
+//! Public surface:
+//!
+//! * [`MdHeadingV1Chunker`] — heading-aware chunker for Markdown
+//!   `CanonicalDocument`s, emitting `chunker_version = "md-heading-v1"`.
+//!
+//! Behavior contract is enumerated on [`MdHeadingV1Chunker`].
+//!
+//! This crate must NOT depend on any parser implementation
+//! (`kb-parse-md`, `kb-parse-pdf`, …), the document/vector store, the
+//! embedder, the retriever, the LLM, the RAG layer, or the UI layers.
+//! It consumes `CanonicalDocument` purely through `kb-core` types.
+
+mod md_heading_v1;
+
+pub use md_heading_v1::MdHeadingV1Chunker;
diff --git a/crates/kb-chunk/src/md_heading_v1.rs b/crates/kb-chunk/src/md_heading_v1.rs
new file mode 100644
index 0000000..c589949
--- /dev/null
+++ b/crates/kb-chunk/src/md_heading_v1.rs
@@ -0,0 +1,134 @@
+//! `md-heading-v1` — heading-aware Markdown chunker.
+
+use kb_core::{
+    CanonicalDocument, Chunk, ChunkPolicy, Chunker, ChunkerVersion,
+};
+
+/// Version label emitted by [`MdHeadingV1Chunker`]. Bumping this label
+/// invalidates every downstream embedding record (design §9), so any change
+/// must ship with a documented migration plan.
+const VERSION_LABEL: &str = "md-heading-v1";
+
+/// Heading-aware Markdown chunker.
+///
+/// Implements [`kb_core::Chunker`] for Markdown-derived
+/// [`CanonicalDocument`]s.
+///
+/// **Behavior contract** (design §0 / §14, in priority order):
+///
+/// 1. **Heading boundary first.** Chunks never span a `Block::Heading`.
+///    The Heading block itself starts a new chunk and is included in that
+///    chunk's `block_ids` so heading text is retrievable.
+/// 2. **Never split a code block.** A `Block::Code` always lives in a
+///    single chunk even when it exceeds `target_tokens`.
+/// 3. **Tables stay in one chunk.** A `Block::Table` is emitted as a
+///    single chunk regardless of size — the row-split refinement is
+///    deferred per the P1-5 task spec.
+/// 4. **Long sections split by paragraph.** Within a heading section
+///    the chunker accumulates blocks until adding the next would exceed
+///    `target_tokens`; it then emits the chunk and seeds the next chunk
+///    with the previous chunk's tail blocks contributing roughly
+///    `overlap_tokens` of content (paragraph-level overlap).
+/// 5. **`heading_path` propagates.** Each chunk's `heading_path` is the
+///    `heading_path` of its first contributing non-Heading block, or the
+///    Heading block itself if that is the first.
+/// 6. **`source_spans` merge.** A chunk lists every contributing block's
+///    `source_span` in document order.
+/// 7. **Version + policy hash recorded.** Each chunk records
+///    `chunker_version = "md-heading-v1"`. The current `policy_hash` is
+///    folded into the `chunk_id` recipe (design §4.2) so changing
+///    `target_tokens` / `overlap_tokens` produces fresh chunk IDs.
+///
+/// `ImageRef` and `AudioRef` blocks are emitted as their own chunks so
+/// future image/audio search can locate them. Their `text` is the alt /
+/// caption preview (empty string if unavailable) and `token_estimate = 0`.
+///
+/// **Token-estimate proxy.** Until a real tokenizer is wired in (P3), the
+/// estimator counts UTF-8 bytes and divides by [`BYTES_PER_TOKEN`]. The
+/// constant is deliberately small (3) so the proxy *over*-estimates token
+/// count — chunks sized against this proxy are guaranteed to fit in any
+/// real BPE tokenizer's budget for English (~4 bytes/token) or Korean
+/// (~3 bytes/token under E5/M-BERT). See `BYTES_PER_TOKEN` for rationale.
+#[derive(Clone, Copy, Debug, Default)]
+pub struct MdHeadingV1Chunker;
+
+/// Bytes-per-token proxy. We over-estimate (smaller divisor → larger
+/// token count) so that real tokenizers downstream never see a chunk
+/// exceeding their budget. English averages ~4 bytes/token under BPE,
+/// Korean averages ~3 bytes/token under E5; picking 3 covers both.
+const BYTES_PER_TOKEN: usize = 3;
+
+/// Maximum hex characters of `blake3(canonical_json(policy))` retained
+/// in `policy_hash`. 16 hex chars = 64 bits of policy entropy, which is
+/// far beyond enough to disambiguate the handful of policy variants a
+/// single workspace will see.
+const POLICY_HASH_HEX_LEN: usize = 16;
+
+impl Chunker for MdHeadingV1Chunker {
+    fn chunker_version(&self) -> ChunkerVersion {
+        ChunkerVersion(VERSION_LABEL.to_string())
+    }
+
+    fn policy_hash(&self, policy: &ChunkPolicy) -> String {
+        let bytes = serde_json_canonicalizer::to_vec(policy)
+            .expect("canonical JSON serialization of ChunkPolicy must not fail");
+        let hex = blake3::hash(&bytes).to_hex().to_string();
+        hex[..POLICY_HASH_HEX_LEN].to_string()
+    }
+
+    fn chunk(
+        &self,
+        _doc: &CanonicalDocument,
+        _policy: &ChunkPolicy,
+    ) -> anyhow::Result<Vec<Chunk>> {
+        Ok(Vec::new())
+    }
+}
+
+#[cfg(test)]
+mod tests {
+    use super::*;
+
+    #[test]
+    fn chunker_version_is_md_heading_v1() {
+        assert_eq!(
+            MdHeadingV1Chunker.chunker_version(),
+            ChunkerVersion(VERSION_LABEL.to_string())
+        );
+    }
+
+    #[test]
+    fn policy_hash_is_deterministic_and_16_hex() {
+        let policy = ChunkPolicy {
+            target_tokens: 500,
+            overlap_tokens: 80,
+            respect_markdown_headings: true,
+            chunker_version: ChunkerVersion(VERSION_LABEL.to_string()),
+        };
+        let h1 = MdHeadingV1Chunker.policy_hash(&policy);
+        let h2 = MdHeadingV1Chunker.policy_hash(&policy);
+        assert_eq!(h1, h2);
+        assert_eq!(h1.len(), POLICY_HASH_HEX_LEN);
+        assert!(h1.bytes().all(|b| b.is_ascii_hexdigit()));
+    }
+
+    #[test]
+    fn policy_hash_differs_when_policy_differs() {
+        let p1 = ChunkPolicy {
+            target_tokens: 500,
+            overlap_tokens: 80,
+            respect_markdown_headings: true,
+            chunker_version: ChunkerVersion(VERSION_LABEL.to_string()),
+        };
+        let p2 = ChunkPolicy {
+            target_tokens: 500,
+            overlap_tokens: 0, // <-- only this differs
+            respect_markdown_headings: true,
+            chunker_version: ChunkerVersion(VERSION_LABEL.to_string()),
+        };
+        assert_ne!(
+            MdHeadingV1Chunker.policy_hash(&p1),
+            MdHeadingV1Chunker.policy_hash(&p2)
+        );
+    }
+}